Interest Only Lifetime Mortgage Deals

Below you will find our interest servicing equity release compare deals table. This unique comparison tables illustrates whole of market UK lifetime mortgage deals, interest rates & special offers currently available. Interest Only Lifetime Mortgages has sourced the retirement mortgage market for schemes offering monthly, income verified or voluntary repayment contracts. Feel free to browse & request your equity release quotes…

Provider Product Type Rate APR Incentives
Classic Elite Super Lite Fixed 2.75% 2.81%

Classic Elite Super Lite (fee free) Fixed 2.77% 2.82%

More2Life Flexi Choice Premier Lump Sum Super Lite (Fee-free) Plan Flexi Choice Premier Super Lite (fee free) Fixed 2.77% 2.84%

Classic Super Lite Fixed 2.75% 2.89%

Legal & General Premier Optional Payment Black Lifetime Mortgage Premier Optional Payment Black Fixed 2.93% 3.00%

Capital Choice Ultra Lite Fixed 2.81% 2.86%

Lump Sum+ Lite 1% Cashback (fee-free) Fixed 3.00% 3.00%

Optional Payment Pink Fixed 2.99% 3.10%

smartER Super Lite Fixed 3.24% 3.37%

smartER Lite Fixed 3.29% 3.42%

Just Retirement Lifetime Mortgage Interest Only plan J1 Fixed 3.71% 3.80%

J2 - 2% Cashback Fixed 4.03% 4.10%

Heritage Freedom 40 Fixed 3.94% 4.13%

Interest Payment Lite Fixed 4.34% 4.60%

Interest Payment Lite - Fixed Fixed 4.34% 4.60%

Interest Payment Standard Fixed 4.79% 5.10%

Prime Max Fixed 6.64% 6.92%

These unique comparison tables illustrate all the best interest servicing lifetime mortgage deals that assist with the provision of basic information on available schemes across the post age 55 retirement mortgage arena. This data enables you to compare equity release schemes at your leisure & without obligation, either at home on PC, tablet or mobile phone. Always remember that taking a release of equity is an important decision, one that should only be undertaken following independent lifetime mortgage advice.

Following interest in any of these scheme details, you may request a personalised lifetime mortgage interest only quote aka ‘FCA – Key Facts Illustration’. Our team of equity release advisers can then follow up your enquiry by sending your quote information by post or email, which ever suits your preferences. Your adviser will also be able to check qualification of the scheme in question and if applicable a postcode check against the environment agency flood map data.

The benefits of receiving a quote are witnessing the equity release schemes costs & charges along with all the features employed by the lender. These plans are all verified & regulated by the Financial Conduct Authority & members of the main trade body called the Equity Release Council (formerly SHIP). You can therefore be sure any advice provided will be professional, without obligation and no charge applicable upon initial enquiry.

If you have any questions regards the equity release products in our compare deals table, please contact the team on Freephone 0800 689 0925 or email us at

We look forward to hearing your feedback on any aspects of our interest only lifetime mortgage deals section…